1. Eligibility for this Prize Linked Savings Promotion requires an OZK Savings Account. Open to legal United States (U.S.) residents, residing in the states of Arkansas (AR), Georgia (GA), Texas (TX) and North Carolina (NC) who are 18 years of age or older. Void outside AR, GA, TX, NC and where prohibited. Eligibility requires an OZK Savings Account in Arkansas (AR), Georgia (GA), Texas (TX) or North Carolina (NC). Starts 12:00 a.m. Eastern Time ("ET") on 01/01/23 and ends 11:59 p.m. ET on 06/30/23. Sponsored by Bank OZK, 18000 Cantrell Road, Little Rock, AR 72223. Each $25 eligible deposit made to an OZK Savings Account is equivalent to one entry. The number of entries is limited to 10 per customer per Monthly Prize Period, from all qualifying accounts held by the Account Holder. Prize awarded as a direct deposit to the winners OZK Savings account. Please refer to the Prize Linked Savings Rules for further details.

2. Interest rate is variable and may change at any time.

3. Mobile features require enrollment in Mobile and Online Banking. Availability may be affected by your mobile carrier's coverage area. Carrier data charges may apply.

4. Transaction Limitations: Debit card payments, internet bill payments, wire transfers, checks, drafts, and similar orders, as well as transfers from this account to another account by preauthorized, automatic, telephone, or online banking transfer are limited to six (6) per monthly service charge/statement cycle. The account will be charged $10.00 each monthly service charge/statement cycle the transaction limit of six (6) is exceeded. There is no transaction limit for cash withdrawals made at an ATM or in person at one of our branches.

Deposits made into savings and IRA savings and money market accounts may be subject to a seven-business-day hold.